Wright Home Loans


Apply with Andy
Apply with Michael


Andy Wright

Wright Home Loans NMLS 112439
C: 360.903.0807

Summit Mortgage Corporation | NMLS 3236


Michael B. Wright

Wright Home Loans NMLS 219994
C: 360.719.8750

Summit Mortgage Corporation | NMLS 3236

Meet Andy Wright

I believe that the “overall client experience” has a profound effect on long lasting relationships and future business. I have strived over the years to set realistic expectations, provide sound advice, and listen to the needs of all my clients. At Summit Mortgage, I have the competitive advantage of operating as a locally licensed Mortgage Banker, which allows me access to more programs, lower market rates, and great options for first time homebuyers to seasoned homebuyers. I have cultivated the trust and confidence of many local clients over the years by striving to help them obtain the best mortgage loan package, no matter what the situation. I am grateful for the many wonderful families I’ve served throughout my career. Thank you again for your trust and repeat business.

Industry Accomplishments:

  • Top 1% of Originators in America Award | Mortgage Executive Magazine ~ 2016

Meet Michael B. Wright

As an experienced industry professional, Michael B. Wright is able to offer his clients a wide variety of loan products that will help secure affordable financing on three levels: purchases, refinances, and renovations.

Summit Mortgage Corporation is a direct lender, which means they have the unique ability to underwrite and approve loans in-house. Additionally, Michael and the Summit Mortgage Corporation team specialize in programs for first-time home buyers, as well as FHA, VA, and USDA home loans.

With the real estate and financial markets seemingly changing on a weekly basis, it is important that your mortgage banker understands your desires, as well as short- and long-term goals. Michael takes it upon himself to ensure competitive financing is secured for all of his clients. He personally price shops competition and is confident that Summit Mortgage Corporation’s fee structure and rates are more than competitive.

A native of the Pacific Northwest, Michael attended Jesuit High School, followed by Washington State University, where he obtained a Bachelor of Science from the School of Architecture and Engineering. He also received a minor in Real Estate and Business. In his free time, Michael enjoys fitness and anything sports related with his lovely wife and two children. Michael was honored with the Top 1% of Originators in America Award in 2016 by Mortgage Executive Magazine.

Industry Accomplishments:

  • Top 1% of Originators in America Award | Mortgage Executive Magazine ~ 2016, 2017

Purchasing A Home

Your dream home is at your fingertips. Whether you’re buying a home for the first time or looking for the perfect vacation home, we’ll help find the financing option that’s right for you.

Need To Refinance?

Saving money is good. Refinancing can help you obtain a lower interest rate, leverage your home’s equity, or simply lower your monthly payments. Let’s find a refinance solution and make it happen! Capitalize on these low rates.

Niche Products

We offer a wide array of niche products, as well as mortgage loans for manufactured and modular homes, properties with large acreage, Washington State bond programs, low-interest second mortgages, future income programs, extended lock options, and more.

Loan Options

Purchasing or Refinancing in Oregon or Washington?
Look no further. We have a wealth of knowledge on a wide range of financing options. Here are just some of the home loan programs we specialize in:

  • Conventional Home Loans
  • Fixed & Adjustable Rate Mortgages
  • Refinancing Home Loans
  • Relocation
  • Jumbo Home Loans
  • Conforming High Balance Home Loans
  • Construction & Lot Loans
  • Remodel & Rehab Loans
  • Residential Investment Loans
  • Reverse Mortgages
  • Self-Employed Home Loans
  • Energy Efficient Mortgages (Green Home Loans)
  • EnergySpark Home Loan Program
  • FHA Home Loans
  • VA Home Loans
  • USDA Home Loans
  • Good Neighbor Next Door Program
  • Home Advantage Loan Program
  • House Key Opportunity Loan Program
  • Niche Products

Learn more about available loan options and apply today with Andy or Michael.


Jill Martini
Licensed Senior Loan Processing Lead
O: 503.416.5161 | F: 503.336.1002
NMLS 1119107

Jennifer Journet
Licensed Transaction Coordinator
O: 360.433.0189 | F: 360.334.9550
NMLS 880572


I appreciated the extra care taken by Michael and his team to fully answer all of my questions and especially his showing up at the signing!

– Brian & Julie P.

Andy did a great job and the support was on point.

– Ryan & Amanda M.

We have been very pleased with our transactions with Summit Mortgage [Corporation] as well as Michael Wright. We will continue to refer and call upon whenever we are in need of mortgage services. Thank you!

– Cameron & Alexis B.

Andy and his team were amazing to work with. They were very professional and answered all my questions in a timely manner. I would highly recommend them to anyone.

– Gerardo M.

Blog Feed

Upcoming Events in Portland and Vancouver

  FEBRUARY 2/1–2 Portland Seafood and Wine Festival 2/16-17 Valentine’s Day Weekend Tour 2/20-3/3 Biamp PDX Jazz Festival 2/21–24 Portland Spring Home and Garden Show 2/24 Vancouver Lake Half Marathon MARCH 3/1-3 Washington State Horse Expo 3/22–5/5 Wooden Shoe Tulip … Continued

The post Upcoming Events in Portland and Vancouver appeared first on Summit Mortgage.

Mortgage Myth: “Interest rate and APR are the same thing.”

Mortgage Myth: “Interest rate and APR are the same thing.” Truth: Words like ‘escrow’, ‘amortization’, and ‘APR’ can sound like jargon gibberish to the untrained ear. However, taking the time to understand the difference between APR and an interest rate … Continued

The post Mortgage Myth: “Interest rate and APR are the same thing.” appeared first on Summit Mortgage.

Mortgage Myth: “Renting a home is cheaper than buying a home in the long run.”

Mortgage Myth: “Renting a home is cheaper than buying a home in the long run.” Truth: Renting and home ownership come with their own unique benefits. In deciding which route is right for you, it is important to assess your … Continued

The post Mortgage Myth: “Renting a home is cheaper than buying a home in the long run.” appeared first on Summit Mortgage.

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