Wright Home Loans


Apply with Andy
Apply with Michael


Andy Wright

Wright Home Loans NMLS 112439
C: 360.903.0807

Summit Mortgage Corporation | NMLS 3236


Michael B. Wright

Wright Home Loans NMLS 219994
C: 360.719.8750

Summit Mortgage Corporation | NMLS 3236

Meet Andy Wright

I believe that the “overall client experience” has a profound effect on long lasting relationships and future business. I have strived over the years to set realistic expectations, provide sound advice, and listen to the needs of all my clients. At Summit Mortgage, I have the competitive advantage of operating as a locally licensed Mortgage Banker, which allows me access to more programs, lower market rates, and great options for first time homebuyers to seasoned homebuyers. I have cultivated the trust and confidence of many local clients over the years by striving to help them obtain the best mortgage loan package, no matter what the situation. I am grateful for the many wonderful families I’ve served throughout my career. Thank you again for your trust and repeat business.

Industry Accomplishments:

  • Top 1% of Originators in America Award | Mortgage Executive Magazine ~ 2016

Meet Michael B. Wright

As an experienced industry professional, Michael B. Wright is able to offer his clients a wide variety of loan products that will help secure affordable financing on three levels: purchases, refinances, and renovations.

Summit Mortgage Corporation is a direct lender, which means they have the unique ability to underwrite and approve loans in-house. Additionally, Michael and the Summit Mortgage Corporation team specialize in programs for first-time home buyers, as well as FHA, VA, and USDA home loans.

With the real estate and financial markets seemingly changing on a weekly basis, it is important that your mortgage banker understands your desires, as well as short- and long-term goals. Michael takes it upon himself to ensure competitive financing is secured for all of his clients. He personally price shops competition and is confident that Summit Mortgage Corporation’s fee structure and rates are more than competitive.

A native of the Pacific Northwest, Michael attended Jesuit High School, followed by Washington State University, where he obtained a Bachelor of Science from the School of Architecture and Engineering. He also received a minor in Real Estate and Business. In his free time, Michael enjoys fitness and anything sports related with his lovely wife and two children. Michael was honored with the Top 1% of Originators in America Award in 2016 by Mortgage Executive Magazine.

Industry Accomplishments:

  • Top 1% of Originators in America Award | Mortgage Executive Magazine ~ 2016, 2017

Purchasing A Home

Your dream home is at your fingertips. Whether you’re buying a home for the first time or looking for the perfect vacation home, we’ll help find the financing option that’s right for you.

Need To Refinance?

Saving money is good. Refinancing can help you obtain a lower interest rate, leverage your home’s equity, or simply lower your monthly payments. Let’s find a refinance solution and make it happen! Capitalize on these low rates.

Niche Products

We offer a wide array of niche products, as well as mortgage loans for manufactured and modular homes, properties with large acreage, Washington State bond programs, low-interest second mortgages, future income programs, extended lock options, and more.

Loan Options

Purchasing or Refinancing in Oregon or Washington?
Look no further. We have a wealth of knowledge on a wide range of financing options. Here are just some of the home loan programs we specialize in:

  • Conventional Home Loans
  • Fixed & Adjustable Rate Mortgages
  • Refinancing Home Loans
  • Relocation
  • Jumbo Home Loans
  • Conforming High Balance Home Loans
  • Construction & Lot Loans
  • Remodel & Rehab Loans
  • Residential Investment Loans
  • Reverse Mortgages
  • Self-Employed Home Loans
  • Energy Efficient Mortgages (Green Home Loans)
  • EnergySpark Home Loan Program
  • FHA Home Loans
  • VA Home Loans
  • USDA Home Loans
  • Good Neighbor Next Door Program
  • Home Advantage Loan Program
  • House Key Opportunity Loan Program
  • Niche Products

Learn more about available loan options and apply today with Andy or Michael.


Jill Martini
Processing Manager
O: 503.416.5161 | F: 503.336.1002
NMLS 1119107

Jennifer Journet
Licensed Transaction Coordinator
O: 360.433.0189 | F: 360.334.9550
NMLS 880572


It was very wonderful working with all of you, thanks to everyone. Andy kept us very informed.

– Aaron A.

Michael was on point at every step of the way. We appreciated his ability to work with a challenging re-fi and his professionalism. We would definitely recommend him to anyone looking [to] refinance their home! Very pleased with this experience.

– Tamera & Oswaldo C.

Andy Wright and his team were always available to me and w[ere] always reassuring. They went above and beyond my expectations with coordination with many parties to ensure everything was completed.

– Paul D.

My overall experience with Summit [Mortgage Corporation] has been great!…they were super about finding me the right mortgage for my specific needs. I have already referred a friend to Summit and would gladly do so again in the future. I will also plan on using them…for any real property financing that I may need from this point forward. Thank you, Michael, and Summit for enabling my purchase!

–Adam A.

Blog Feed

Keeping it Personal: Local Lenders vs. Online Lenders

Purchasing a home is a big deal. For families looking for the perfect neighborhood or individuals taking on their first investment, the process is personal. While online lenders offer quick approvals tethered to high interest rates, local lenders like Summit … Continued

The post Keeping it Personal: Local Lenders vs. Online Lenders appeared first on Summit Mortgage.

Summer Events in Oregon & Washington

  Summer is finally heating up in the Portland and Southwest Washington areas! We have this year’s round-up of the best summer events to help you start filling your calendar. Oregon JUNE TBD PDX Beer Week 6/8 Rose Festival Grand … Continued

The post Summer Events in Oregon & Washington appeared first on Summit Mortgage.

100% Financing Loan Options

Are you thinking about purchasing your first home and looking for 100% financing loan solutions? Many aspiring homeowners are eager to invest in a house of their own, but grow discouraged by hefty down-payments. This is understandable as coming up … Continued

The post 100% Financing Loan Options appeared first on Summit Mortgage.

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